Security & privacy
Your money, your data — guarded like a trust.
We hold your financial life the way a faithful steward holds anything that isn't theirs: carefully, transparently, and without ever treating it as ours to exploit.
Bank-level encryption
Your data is protected with 256-bit AES encryption at rest and TLS in transit — the same standard banks use to guard their own systems.
Read-only by design
UniFi connects to your accounts through Plaid to read balances and transactions. It can never move, send, or withdraw your money — that's a hard architectural limit, not a setting.
Never sold, ever
Your financial data is never sold, never rented, and never used to target ads. No ads, ever — just a simple subscription.
How your bank connection works
Your bank password never touches UniFi's servers.
When you link an account, you sign in through Plaid — the same secure connection layer used by Venmo, Robinhood, and Wealthfront. Your credentials go straight to your bank through Plaid; they never pass through, and are never stored on, UniFi's servers.
Plaid returns a read-only token that lets UniFi see your balances and transactions — nothing more. There is no path, in code or in permission, for UniFi to move a single dollar.
Where we are today
We'd rather earn your trust than overstate it.
UniFi is early, and we won't pretend otherwise. Rather than claim certifications we don't yet hold, here's the honest version: we're building toward SOC 2 Type 2, and we treat your data with that standard from day one. The practices come first; the badge follows.
A promise you can hold us to
Your financial data is yours. We guard it carefully, we never sell it, and we never use it to target ads — not because the law requires it, but because it's the right way to treat what you've trusted us with.