Learn
Guides to budgeting, giving, and paying off debt.
Start with the question in front of you: how much to give, which debt to pay first, or what to save for an emergency. Choose a guide below, then use it to build your household plan.
Giving
Build a tithe-first budget in four steps
Build a budget that plans giving first, covers essential bills, pays down debt, and keeps a cash buffer. Follow a worked example on $5,200 of take-home pay.
Read the guide · 4 minAll guides
13 guides
How to tithe when you're self-employed or paid irregularly
Self-employed or paid irregularly? Separate business costs and tax money first, choose a giving base, and give as income arrives. A worked example with real numbers.
October 5, 2026 · 4 min read
GivingIs tithing tax deductible? The 2026 rules in plain words
From 2026, US givers who don't itemize may deduct up to $1,000 ($2,000 joint) of cash gifts to qualified churches. Itemizers face a 0.5% floor. Rules and records.
October 5, 2026 · 5 min read
DebtShould you tithe while paying off debt? What Christian teachers say
Ramsey says keep tithing but pause extra giving; Crown says start with any amount; others allow a pause. The positions, a worked budget, and how to decide together.
October 5, 2026 · 5 min read
GivingTithe chart by income: 10% at every common salary
How much is a tithe? A chart of 10% at common incomes from $30,000 to $200,000, per year, month, two-week paycheck and week, with how to adjust for take-home pay.
October 5, 2026 · 3 min read
GivingCheck fees, recurring gifts, and
records before giving online
Check your church giving platform for fees, recurring giving controls, receipts, and payment options. Learn where a household budget fits alongside the gift record.
Updated September 11, 2026 · 4 min read
PlanningChristian budgeting apps in 2026, compared fairly
Nine budgeting apps Christian households use, compared on price, free versions, bank sync, giving, spouse sharing and platforms, with facts checked October 2026.
Updated October 5, 2026 · 4 min read
DebtDebt snowball or avalanche:
choose by balance or interest rate
Compare debt snowball and avalanche using three example debts. See which balance each targets, what affects interest costs, and how to keep payments workable.
Updated September 11, 2026 · 4 min read
GivingPlan giving first, then make
the rest of the budget fit
Put giving into your budget before deciding what is available to spend. Learn how to balance essential bills, debt, savings, and changing household income.
Updated September 11, 2026 · 4 min read
LegacyPlan retirement around household
costs, savings, and giving
Build a retirement checklist around household costs, employer benefits, savings, and giving. Check the assumptions before choosing a contribution target.
Updated September 11, 2026 · 4 min read
MarginSize your emergency fund
around essential expenses
Set an emergency fund target from your essential expenses and income stability. Compare cash-buffer examples, choose a first milestone, and plan to refill it.
Updated September 11, 2026 · 4 min read
LegacyStart estate planning with your
household, documents, and wishes
Start estate planning with a household checklist for wills, guardian nominations, beneficiary forms, and charitable wishes. Know what to ask a local attorney.
Updated September 11, 2026 · 4 min read
GivingTeach kids generosity with
a give, save, spend routine
Use a give, save, spend routine to teach kids about generosity. Try simple money examples, let children choose a cause, and give them more control as they grow.
Updated September 11, 2026 · 4 min read
GivingTithe on gross or net income:
choose a base and keep it clear
Compare a tithe on gross and take-home income with a clear paycheck example. Choose a giving base, handle irregular income, and keep a record of your rule.
Updated September 11, 2026 · 4 min read