A plan you can edit
Build a giving-first household budget
Set income, plan giving first, and edit categories, groups and amounts as life changes. Compare your household spending with the budget you chose.
In short
UniFi lets you edit income, categories, groups and planned amounts in a shared household budget. Giving starts first, and you can adjust the plan as your needs change.
Sample household. Your figures depend on your connected accounts and entered details.
How it works
Budgeting, step by step.
Start with income and giving
Enter the income you expect and choose the giving amount. Plan the remaining money across essentials, debt and savings.
The month’s plan
May 2026 · sample
Income
$8,361.10$8,361.10 planned
Giving
$795.00$1,036.11 planned
Fixed
$2,227.56$2,520.00 planned
Flexible
$557.09$1,560.00 planned
Savings
$800.00$1,300.00 planned
Make categories your own
Rename categories, change their group, edit amounts or delete a budget line. Choose category or flex mode to review spending.
Planned and actual
May 2026 · sample
| Category | Planned | Actual |
|---|---|---|
| Tithe | $836 | $650 |
| Giving & Offerings | $200 | $145 |
| Housing | $1,980 | $1,980 |
| Utilities | $320 | $142 |
| Phone & Internet | $150 | $90 |
| Groceries | $700 | $373 |
Review planned and actual
Compare the budget with recorded spending. Correct a transaction category and use merchant rules for future matching transactions.
Review your plan
Sample household
| Category | Mar | Apr | May |
|---|---|---|---|
| Tithe | $836 | $836 | $650 |
| Giving & Offerings | $0 | $0 | $145 |
| Housing | $1,980 | $1,980 | $1,980 |
| Utilities | $0 | $0 | $142 |
Recorded activity by month
More tools
Keep exploring.
Put it into practice.
Build a tithe-first budget in four steps
Build a budget that plans giving first, covers essential bills, pays down debt, and keeps a cash buffer. Follow a worked example on $5,200 of take-home pay.
Plan giving first, then make the rest of the budget fit
Put giving into your budget before deciding what is available to spend. Learn how to balance essential bills, debt, savings, and changing household income.
Questions people ask.
Can I create my own budget categories?
Yes. You can name categories, change their group, edit planned amounts, delete lines and update income.
Does UniFi connect to Chase?
UniFi connects supported accounts through Plaid. Search for Chase in the bank picker to check your account’s current availability; support can vary by account type and connection status.
Is my bank login stored by UniFi?
No. Authentication happens through Plaid or your bank, depending on the connection. UniFi receives a connection token, not your bank login.
Can my spouse use it too?
Yes. A spouse is included on every plan. Invite them from Settings so each of you can sign in to the same household.
What does UniFi cost?
Steward is $7.99 a month billed annually or $11.99 billed monthly. Steward+ is $13.99 a month billed annually or $19.99 billed monthly. Both include a spouse and a 7-day free trial.
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been given, well.
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