UniFi vs YNAB
UniFi vs YNAB: price, giving and household access
YNAB facts checked September 11, 2026. Sources at the end of the page.
In short
UniFi puts giving first in a household budget and includes a spouse, with Solomon answering from your numbers. YNAB offers customizable categories, supported bank imports, sharing for up to six people and native mobile apps, with a longer direct trial.
Compare regular web prices below, or review UniFi plans and how giving works.
- Annual billing
UniFi: Steward: $7.99/month, billed $95.88/year. Steward+: $13.99/month, billed $167.88/year.
YNAB: $109/year (about $9.08/month), plus applicable taxes.
Annual equivalent is rounded; see YNAB Pricing.
- Monthly billing
UniFi: Steward: $11.99/month. Steward+: $19.99/month.
YNAB: $14.99/month, plus applicable taxes.
Regular web prices; promotions and app-store terms may differ.
- Free trial
UniFi: 7 days. No card required.
YNAB: 34 days, with no card required when signing up directly through YNAB.
See YNAB Pricing.
- Bank sync
UniFi: Read-only connections through Plaid for supported accounts. Timing and availability vary by institution.
YNAB: Direct import for selected US, Canadian, UK and EU banks; manual and file imports are also available.
See YNAB Pricing.
- Giving
UniFi: Giving comes first in the budget. Choose the amount and review recorded gifts. UniFi does not process donations.
YNAB: Custom budget categories and groups. Dedicated tithe tools are not stated on their site in the sources checked.
See Adding, Removing, and Customizing Categories.
- Shared access
UniFi: Spouse included on both plans, with separate sign-ins to the same household.
YNAB: One subscription covers up to six people, including the subscriber.
See YNAB Pricing.
- Platforms
UniFi: Web app, including phone browsers. Native iOS and Android apps are not available yet.
YNAB: Web, iOS and Android.
See Using the Built-In Calculator in YNAB.
Who each one fits
UniFi fits
You want to plan giving first with your spouse and ask Solomon about your household numbers in a web app.
YNAB fits
You want customizable budget categories, supported bank imports and sharing for up to six people, with web and native mobile access.
Questions people ask
How do the UniFi and YNAB trials compare?
UniFi offers 7 days free without a card. YNAB offers 34 days without a card when you sign up directly with YNAB; app-store terms can differ.
Can I include giving in YNAB?
YNAB supports custom categories and groups, so you can make a giving category. That is an application of its category tools; a dedicated tithe feature was not stated in the pricing and help pages we checked.
Can my spouse use UniFi without paying for another plan?
Yes. A spouse is included with Steward and Steward+. Send the household invitation from Settings so each person has their own sign-in.
Does UniFi have native mobile apps or church plans?
Not yet. Use the web app on your computer or phone. Native apps and church plans are on the roadmap; no church partnership revenue share is live.
What does Solomon do in UniFi?
Solomon answers questions using the household numbers available in UniFi, including the budget and giving. It can make mistakes and cannot move money; check its figures before acting.