A graded read on your whole financial life — and the next right steps.
Overall — This quarter
95/100
Strong stewardship across the board — keep it up.
Ask Solomon about your planSolomon snapshots your grade each quarter so you can see the foundation strengthen over time.
12% of income
Giving first, at or above the tithe — the foundation is set.
6.4 mo buffer · 16% rate
A full emergency fund and a healthy savings rate.
$1,841 consumer
High-cost consumer debt is the first thing to clear.
On plan
Spending is inside the plan — every dollar has a job.
762
Strong credit — a tool kept in its place.
762
Very good
VantageScore
+31 pts since JanVantageScore range 300–850. Education only — never credit-repair.
The highest-leverage next steps, in order. Small, doable, stewardship-first.
Knock out the $1,841 in consumer debt first — it's the highest-cost dollar you owe (Proverbs 22:7).
Educational, not individualized financial, tax, or credit advice. Grades use your connected data; figures update as your accounts sync.
