Your stewardship roadmap and the next right steps for your money.
Next steps
5
ready to act on
Wins this month
1
on track
Areas covered
6
across your plan
Cancel consumer and lender debt on a schedule — give every debt a finish line.
$14,321 of debt to cancel — 50% of the way
Set your giving — the tithe — off the top of every dollar that comes in.
Giving a full tithe — 12.4% of income
Create a buffer so an emergency never becomes a crisis — at least one month of expenses.
6.4 months of expenses set aside
Cancel consumer and lender debt on a schedule — give every debt a finish line.
$14,321 of debt to cancel — 50% of the way
Attack the smallest balance first — $14,321 remaining
Grow your giving past the tithe — become a channel money flows through, not just to.
Giving 12.4% — beyond the tithe
Invest consistently and build wealth that lasts — for your family's future.
$349,766 net worth · investing monthly
A simple, repeatable path — one stage at a time.
Generosity is running at 12.4% of income this month — past your 10% goal. Nice work.
You're 72.5% to a 6-month emergency fund. Adding $250/mo reaches the goal by next spring.
Paying an extra $150/mo on the auto loan clears it by Oct 2026 and saves ~$190 in interest.
No term-life coverage is linked. Protecting your household's income is a core act of provision.
You hold $8,310 in a money-market sleeve. Shifting part to your allocation could compound faster.
Shopping is $125 over its $300 plan this month. A quick review can keep the month on track.
